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Tax Credit Expiration and Even More Important Dates for Home Buyers in Montgomery County, Pennsylvania!
As most of you know, all buyers must have a fully executed agreement of sale on a property by April 30, 2010 and close by June 30,2010 to be eligible for either of the tax credits. These dates are extremely important but there are a few other pending changes that are creating an even greater sense of urgency for people looking to buy homes right now.
Continue reading...Less Than 60 Days Left Before $8,000 Tax Credit Expires For Spokane, Washington Home Buyers
6. March 2010
The temporary $8,000 home buyer tax credit offered to people purchasing a new residence is set to expire on April 30. The program applies to both first time home buyers and to individuals who have resided in their home for at least 5 of the last 8 years. To qualify for the program you must purchase
Continue reading...FHA UFMIP Increase Coming – Buy Eugene/Springfield Now!
5. March 2010
FHA's Up Front Mortgage Insurance Premium (UFMIP) for purchases and refinances in the Eugene/Springfield Oregon area will increase the current 1.75% to 2.25% on case numbers assigned after April 5. On a $200,000 loan FHA Mortgage Loan in Lane County, this is an additional $1,000 cost. Beating this deadline on a purchase will also qualify you for the First Time Home Buyer Tax Credit if eligible.
Continue reading...How are private student loan interest rates determined?
2. March 2010
Unlike federal student loans, private student loans do not have a universal fixed interest rate.Private student loan interest rated are calculated based on a published index, such as the Prime Rate or LIBOR, and a margin based on your credit score and credit history. Private student loan interest rates fluctuate over time and interest begins accruing as soon as the loan is disbursed.
Continue reading...$8,000 first-time home buyer tax credit available in Rhode Island, but time is running out!
2. March 2010
First-time home buyers looking to purchase a home in Rhode Island, are eligible for up to 10% of the home’s purchase price, up to the maximum $8,000 tax credit just for buying a home. The latest stimulus package signed by President Obama makes these credits available to first-time home buyers on homes purchased between January 1,
Continue reading...Close Oregon FHA Purchase Transactions in Three Weeks
24. February 2010
Eugene/Springfield Oregon FHA Loans can be closed in three weeks, really! With the time running out on the First Time Home Buyer Tax Credit, this can be a very exciting announcement. The FTHB Tax Credit is available on purchases entered into by April 30 and closed by June 30.
Continue reading...Do fixed interest rate private student loans exist?
24. November 2009
Students often ask me where they can find a fixed interest rate private student loan.
Continue reading...OREGON Neighborhood Stabilization Program up and running
24. November 2009
One of the least talked about programs that is available to help people purchase a home in Oregon is the Neighborhood Stabilization Program (NSP).
Continue reading...Would you be interested in a Webinar about the Home Buyer Tax Credit?
23. November 2009
Would a webinar for my Oregon readers to discuss the Home Buyer Tax Credit is a good idea. I have chosen this method of delivery so that people will have a chance to ask questions in a real time on line manner. The webinar would be informational in scope with a presentation of the program guidelines and a question and answer session at the end of the presentation
Continue reading...Boise, Idaho Home Mortgage Refinance Loan For Home Owners Facing Declining House Prices
22. November 2009
Idaho Home owners are facing declining house prices. With falling housing prices it is hard to refinance a home mortgage and take advantage of the great interest rates available. The problem home owners have with refinancing when housing prices have fallen is that many home owners are upside down in there home.
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10. March 2010
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