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Finding the Right Private Loan Cosigner
If you are an undergrad looking to take out a private student loan to pay for college, you almost certainly do not have the proper credit history necessary to be approved. In almost all cases, you will need a cosigner to assist you in getting the loan. A cosigner is someone who agrees to take
Continue reading...FHA requests, House passes, increased yearly mortgage insurance premium
14. June 2010
FHA became the loan of choice for Eugene/Springfield buyers after the housing bubble burst.
Continue reading...New Grads, Start Thinking About Consolidation
9. June 2010
Consolidation has two main benefits that can be of enormous financial help to you both in the present and the future: the improvement of your credit rating and lower net monthly payments.
Continue reading...What is my Debt-to-Income Ratio?
3. June 2010
For private student loan lenders, there are a number of factors to determine if your credit is sufficient for a private student. One factor is your FICO score (for more information, click here), and the other is your debt-to-income ratio.
Continue reading...The Lowdown on Co-Signing
27. May 2010
I will not be the first to tell you that there does not seem to be an explanation of how lenders determine your financial eligibility other than magical elves at a data center somewhere in credit bureau-branded swag.
Continue reading...The Lowdown on Co-Signing
27. May 2010
I will not be the first to tell you that there does not seem to be an explanation of how lenders determine your financial eligibility other than magical elves at a data center somewhere in credit bureau-branded swag.
Continue reading...Seven Things Your Agent Should Know About Your Maryland Mortgage Approval
21. May 2010
While many experienced Maryland real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New Maryland regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary approval layering, rescission deadlines, property type,
Continue reading...Can I go to Grad School with Bad Credit?
18. May 2010
Can you still go to graduate school even with bad credit? The answer is yes. Find out how.
Continue reading...Guidelines Changing for Free Credit Reports – Texas
17. May 2010
As part of the new CARD Act of 2009, companies advertising free credit reports in Texas are now required to clearly disclose that what's being marketed isn't the free credit report you're entitled to receive by law.
Continue reading...Credit Cards for Bad Credit
15. May 2010
If you have bad credit, then you are probably wondering what kind of credit card you can and should get. Although they may not always be easy to find, credit cards for bad credit are available
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18. June 2010
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