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	<title>Loans &#38; Mortgages News Blog &#187; Mortgages</title>
	<atom:link href="http://fj315ok.com/mortgages/feed/" rel="self" type="application/rss+xml" />
	<link>http://fj315ok.com</link>
	<description>FHA, Loans, Morgages blog</description>
	<pubDate>Wed, 08 Sep 2010 16:18:29 +0000</pubDate>
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		<item>
		<title>Are USDA Rural Home Loans Back..</title>
		<link>http://fj315ok.com/loans/are-usda-rural-home-loans-back/</link>
		<comments>http://fj315ok.com/loans/are-usda-rural-home-loans-back/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 15:22:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Loans]]></category>

		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[ability]]></category>

		<category><![CDATA[arizona]]></category>

		<category><![CDATA[been-willing]]></category>

		<category><![CDATA[conditional]]></category>

		<category><![CDATA[from-the-local]]></category>

		<category><![CDATA[our-ability]]></category>

		<category><![CDATA[over-the-last]]></category>

		<category><![CDATA[paul dunn]]></category>

		<category><![CDATA[several-months]]></category>

		<category><![CDATA[the-last]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/are-usda-rural-home-loans-back/</guid>
		<description><![CDATA[USDA Loan Guarantees Are Back Over the last several months, we have continued to fund USDA Loans in Arizona based on our ability to obtain a Conditional Commitment Letter from the local Rural Development Office.  However, not all lenders have been willing to continue funding USDA Loans off of a Conditional Commitment Letter ]]></description>
			<content:encoded><![CDATA[<p>USDA Loan Guarantees Are Back Over the last several months, we have continued to fund USDA Loans in Arizona based on our ability to obtain a Conditional Commitment Letter from the local Rural Development Office.  However, not all lenders have been willing to continue funding USDA Loans off of a Conditional Commitment Letter </p>
<p>See more here:<br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/09/are-usda-rural-home-loans-back/" title="Are USDA Rural Home Loans Back..">Are USDA Rural Home Loans Back..</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Delaware First Time Home Buyer Seminar – September 25, 2010</title>
		<link>http://fj315ok.com/mortgages/delaware-first-time-home-buyer-seminar-%e2%80%93-september-25-2010/</link>
		<comments>http://fj315ok.com/mortgages/delaware-first-time-home-buyer-seminar-%e2%80%93-september-25-2010/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 00:33:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[buying]]></category>

		<category><![CDATA[buying-seminar]]></category>

		<category><![CDATA[christiana]]></category>

		<category><![CDATA[cover-everything]]></category>

		<category><![CDATA[first time home buyer]]></category>

		<category><![CDATA[first-time]]></category>

		<category><![CDATA[hilton-hotel]]></category>

		<category><![CDATA[hotel]]></category>

		<category><![CDATA[newark]]></category>

		<category><![CDATA[you-need]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/delaware-first-time-home-buyer-seminar-%e2%80%93-september-25-2010/</guid>
		<description><![CDATA[There will be a Free First Time Home Buying Seminar on September 25, 2010 at the Christiana Hilton Hotel in Newark, DE from 10 AM till Noon and again from 1:00 PM till 3:00 PM.  The seminar will cover everything you need to know in order to purchase a home in Delaware, Maryland, or Pennyslvania.  The ]]></description>
			<content:encoded><![CDATA[<p>There will be a Free First Time Home Buying Seminar on September 25, 2010 at the Christiana Hilton Hotel in Newark, DE from 10 AM till Noon and again from 1:00 PM till 3:00 PM.  The seminar will cover everything you need to know in order to purchase a home in Delaware, Maryland, or Pennyslvania.  The </p>
<p>More here: <br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/09/delaware-first-time-home-buyer-seminar-september-25-2010/" title="Delaware First Time Home Buyer Seminar – September 25, 2010">Delaware First Time Home Buyer Seminar – September 25, 2010</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Buying a Short Sale with FHA 203K Financing</title>
		<link>http://fj315ok.com/mortgages/buying-a-short-sale-with-fha-203k-financing/</link>
		<comments>http://fj315ok.com/mortgages/buying-a-short-sale-with-fha-203k-financing/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 19:31:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[alabama short sales]]></category>

		<category><![CDATA[atlanta renovation loans]]></category>

		<category><![CDATA[atlanta short sales]]></category>

		<category><![CDATA[hardwood-floors]]></category>

		<category><![CDATA[like-fresh]]></category>

		<category><![CDATA[list-repairs]]></category>

		<category><![CDATA[short-sale]]></category>

		<category><![CDATA[upkeep-items]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/buying-a-short-sale-with-fha-203k-financing/</guid>
		<description><![CDATA[Using FHA 203K on a short sale is the perfect way to handle the all of the general upkeep items that might have been neglected when the current homeowner became financially distressed as well as a great way to put your own stamp on the home via wish list repairs (like fresh paint, hardwood floors, updating the bathrooms or kitchen).]]></description>
			<content:encoded><![CDATA[<p>Using FHA 203K on a short sale is the perfect way to handle the all of the general upkeep items that might have been neglected when the current homeowner became financially distressed as well as a great way to put your own stamp on the home via wish list repairs (like fresh paint, hardwood floors, updating the bathrooms or kitchen).</p>
<p>See the original post:<br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/09/buying-a-short-sale-with-fha-203k-financing/" title="Buying a Short Sale with FHA 203K Financing">Buying a Short Sale with FHA 203K Financing</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Mortgage Industry Gives Back–Mortgage Revolution New York</title>
		<link>http://fj315ok.com/mortgages/mortgage-industry-gives-back%e2%80%93mortgage-revolution-new-york/</link>
		<comments>http://fj315ok.com/mortgages/mortgage-industry-gives-back%e2%80%93mortgage-revolution-new-york/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 22:53:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[bad-press]]></category>

		<category><![CDATA[edelman]]></category>

		<category><![CDATA[edelman-dave]]></category>

		<category><![CDATA[ever-day]]></category>

		<category><![CDATA[fha mortgage]]></category>

		<category><![CDATA[field]]></category>

		<category><![CDATA[helping-clients]]></category>

		<category><![CDATA[industry]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[negative]]></category>

		<category><![CDATA[originators]]></category>

		<category><![CDATA[revolution]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/mortgage-industry-gives-back%e2%80%93mortgage-revolution-new-york/</guid>
		<description><![CDATA[Despite the industry news, bad press and other negative talking points, there are many in the mortgage industry giving back. Mortgage Revolution is about leaders teaching leaders. Mortgage originators who are in the field ever day helping clients training other originators what is working in today&#8217;s market]]></description>
			<content:encoded><![CDATA[<p>Despite the industry news, bad press and other negative talking points, there are many in the mortgage industry giving back. Mortgage Revolution is about leaders teaching leaders. Mortgage originators who are in the field ever day helping clients training other originators what is working in today&#8217;s market</p>
<p>Go here to read the rest: <br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/09/mortgage-industry-gives-back-mortgage-revolution-new-york/" title="Mortgage Industry Gives Back–Mortgage Revolution New York">Mortgage Industry Gives Back–Mortgage Revolution New York</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>San Diego FHA Changes Effective October 4th, 2010</title>
		<link>http://fj315ok.com/mortgages/san-diego-fha-changes-effective-october-4th-2010/</link>
		<comments>http://fj315ok.com/mortgages/san-diego-fha-changes-effective-october-4th-2010/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 19:30:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[currently-looking]]></category>

		<category><![CDATA[fha]]></category>

		<category><![CDATA[fha 203k streamline]]></category>

		<category><![CDATA[fha streamline refinance]]></category>

		<category><![CDATA[first time home buyer]]></category>

		<category><![CDATA[first-the-great]]></category>

		<category><![CDATA[mortgage news]]></category>

		<category><![CDATA[mortgage payments]]></category>

		<category><![CDATA[mortgage programs]]></category>

		<category><![CDATA[mortgage refinance]]></category>

		<category><![CDATA[process]]></category>

		<category><![CDATA[the-great]]></category>

		<category><![CDATA[your-questions]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/san-diego-fha-changes-effective-october-4th-2010/</guid>
		<description><![CDATA[It is official. The bill HR 5981 has been passed and made into law. ]]></description>
			<content:encoded><![CDATA[<p>It is official. The bill HR 5981 has been passed and made into law. </p>
<p>View post: <br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/09/san-diego-fha-changes-effective-october-4th-2010/" title="San Diego FHA Changes Effective October 4th, 2010">San Diego FHA Changes Effective October 4th, 2010</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Deflation, A Very Dangerous Possibility</title>
		<link>http://fj315ok.com/mortgages/deflation-a-very-dangerous-possibility/</link>
		<comments>http://fj315ok.com/mortgages/deflation-a-very-dangerous-possibility/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 22:51:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[annual]]></category>

		<category><![CDATA[buy-more]]></category>

		<category><![CDATA[deflation]]></category>

		<category><![CDATA[falls-below]]></category>

		<category><![CDATA[inflation-rate]]></category>

		<category><![CDATA[mortgage news]]></category>

		<category><![CDATA[mortgage-rates]]></category>

		<category><![CDATA[price-level]]></category>

		<category><![CDATA[the-general]]></category>

		<category><![CDATA[the-real]]></category>

		<category><![CDATA[the-same]]></category>

		<category><![CDATA[zero-percent]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/deflation-a-very-dangerous-possibility/</guid>
		<description><![CDATA[Wikepedia defines “deflation” as: In economics, deflation is a decrease in the general price level of goods and services.[1] Deflation occurs when the annual inflation rate falls below zero percent (a negative inflation rate), resulting in an increase in the real value of money – allowing one to buy more goods with the same amount of money. As inflation reduces the ]]></description>
			<content:encoded><![CDATA[<p>Wikepedia defines “deflation” as: In economics, deflation is a decrease in the general price level of goods and services.[1] Deflation occurs when the annual inflation rate falls below zero percent (a negative inflation rate), resulting in an increase in the real value of money – allowing one to buy more goods with the same amount of money. As inflation reduces the </p>
<p>Go here to see the original:<br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/08/deflation-a-very-dangerous-possibility/" title="Deflation, A Very Dangerous Possibility">Deflation, A Very Dangerous Possibility</a></p>
]]></content:encoded>
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		<item>
		<title>Oregon FHA Streamline Refinance Offers Lower Payment/Interest</title>
		<link>http://fj315ok.com/mortgages/oregon-fha-streamline-refinance-offers-lower-paymentinterest/</link>
		<comments>http://fj315ok.com/mortgages/oregon-fha-streamline-refinance-offers-lower-paymentinterest/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 20:47:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[answer]]></category>

		<category><![CDATA[fha]]></category>

		<category><![CDATA[fha mortgage]]></category>

		<category><![CDATA[fha mortgage savings]]></category>

		<category><![CDATA[lower payment]]></category>

		<category><![CDATA[lower-interest]]></category>

		<category><![CDATA[mortgage-payment]]></category>

		<category><![CDATA[oregon]]></category>

		<category><![CDATA[paying-less]]></category>

		<category><![CDATA[streamline]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/oregon-fha-streamline-refinance-offers-lower-paymentinterest/</guid>
		<description><![CDATA[Would you like your Oregon FHA mortgage payment to be smaller? Would you like to be paying less interest on your Oregon FHA loan? An Oregon FHA Streamline Refinance is the answer.]]></description>
			<content:encoded><![CDATA[<p>Would you like your Oregon FHA mortgage payment to be smaller? Would you like to be paying less interest on your Oregon FHA loan? An Oregon FHA Streamline Refinance is the answer.</p>
<p>Read more here: <br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/08/oregon-fha-streamline-refinance-offers-lower-paymentinterest/" title="Oregon FHA Streamline Refinance Offers Lower Payment/Interest">Oregon FHA Streamline Refinance Offers Lower Payment/Interest</a></p>
]]></content:encoded>
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		<item>
		<title>Arizona FHA Streamline Without Appraisal</title>
		<link>http://fj315ok.com/mortgages/arizona-fha-streamline-without-appraisal/</link>
		<comments>http://fj315ok.com/mortgages/arizona-fha-streamline-without-appraisal/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 18:09:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[fha]]></category>

		<category><![CDATA[fha mortgage]]></category>

		<category><![CDATA[help-people]]></category>

		<category><![CDATA[loan-lower]]></category>

		<category><![CDATA[property]]></category>

		<category><![CDATA[rate]]></category>

		<category><![CDATA[streamline-refinance]]></category>

		<category><![CDATA[their-rate]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/arizona-fha-streamline-without-appraisal/</guid>
		<description><![CDATA[The FHA streamline without appraisal program is designed to help people with an FHA loan lower their rate and not require that they get an appraisal on the property. More information about the Arizona FHA streamline refinance program is also available for people living in Arizona.]]></description>
			<content:encoded><![CDATA[<p>The FHA streamline without appraisal program is designed to help people with an FHA loan lower their rate and not require that they get an appraisal on the property. More information about the Arizona FHA streamline refinance program is also available for people living in Arizona.</p>
<p>Original post:<br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/08/arizona-fha-streamline-without-appraisal/" title="Arizona FHA Streamline Without Appraisal">Arizona FHA Streamline Without Appraisal</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>FHA outlines “Short Refinance” program for underwater home owners</title>
		<link>http://fj315ok.com/mortgages/fha-outlines-%e2%80%9cshort-refinance%e2%80%9d-program-for-underwater-home-owners/</link>
		<comments>http://fj315ok.com/mortgages/fha-outlines-%e2%80%9cshort-refinance%e2%80%9d-program-for-underwater-home-owners/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 20:36:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[down-on-their]]></category>

		<category><![CDATA[fha]]></category>

		<category><![CDATA[fha mortgage]]></category>

		<category><![CDATA[fha refinance]]></category>

		<category><![CDATA[home-owners]]></category>

		<category><![CDATA[mortgage]]></category>

		<category><![CDATA[negative-equity]]></category>

		<category><![CDATA[now-more]]></category>

		<category><![CDATA[program]]></category>

		<category><![CDATA[refinance-program]]></category>

		<category><![CDATA[short refinance]]></category>

		<category><![CDATA[targeting-non]]></category>

		<category><![CDATA[their-mortgage]]></category>

		<category><![CDATA[upside-down]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/fha-outlines-%e2%80%9cshort-refinance%e2%80%9d-program-for-underwater-home-owners/</guid>
		<description><![CDATA[A new FHA refinance program is targeting non FHA home owners that are upside down on their mortgage equity. There is now more information from FHA about the program and how it will work.]]></description>
			<content:encoded><![CDATA[<p>A new FHA refinance program is targeting non FHA home owners that are upside down on their mortgage equity. There is now more information from FHA about the program and how it will work.</p>
<p>See original here: <br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/08/fha-outlines-short-refinance-program-for-underwater-home-owners/" title="FHA outlines “Short Refinance” program for underwater home owners">FHA outlines “Short Refinance” program for underwater home owners</a></p>
]]></content:encoded>
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		<item>
		<title>Bay Area FHA Loans after Collection, Judgment, Foreclosure and Bankruptcy</title>
		<link>http://fj315ok.com/mortgages/bay-area-fha-loans-after-collection-judgment-foreclosure-and-bankruptcy/</link>
		<comments>http://fj315ok.com/mortgages/bay-area-fha-loans-after-collection-judgment-foreclosure-and-bankruptcy/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 18:26:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[bankruptcy]]></category>

		<category><![CDATA[before-the-mortgage]]></category>

		<category><![CDATA[collection]]></category>

		<category><![CDATA[collection-accounts]]></category>

		<category><![CDATA[does-not]]></category>

		<category><![CDATA[fha]]></category>

		<category><![CDATA[fha mortgage]]></category>

		<category><![CDATA[foreclosure]]></category>

		<category><![CDATA[francisco]]></category>

		<category><![CDATA[judgment]]></category>

		<category><![CDATA[judgments-must]]></category>

		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://fj315ok.com/other-financials/bay-area-fha-loans-after-collection-judgment-foreclosure-and-bankruptcy/</guid>
		<description><![CDATA[In this post I am talking about eligibility guidelines for a San Francisco Bay Area FHA Loan after you have gone through Judgment, Collection, Bankruptcy or Foreclosure. FHA Loan after Collection and Judgment: FHA does not require that collection accounts be paid off as a condition of mortgage approval. However, court-ordered judgments must be paid off before the mortgage ]]></description>
			<content:encoded><![CDATA[<p>In this post I am talking about eligibility guidelines for a San Francisco Bay Area FHA Loan after you have gone through Judgment, Collection, Bankruptcy or Foreclosure. FHA Loan after Collection and Judgment: FHA does not require that collection accounts be paid off as a condition of mortgage approval. However, court-ordered judgments must be paid off before the mortgage </p>
<p>Here is the original post:<br />
<a target="_blank" href="http://www.myfhamortgageblog.com/2010/08/bay-area-fha-loans-after-collection-judgment-foreclosure-and-bankruptcy/" title="Bay Area FHA Loans after Collection, Judgment, Foreclosure and Bankruptcy">Bay Area FHA Loans after Collection, Judgment, Foreclosure and Bankruptcy</a></p>
]]></content:encoded>
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