Tag Archive | "boise-idaho"
Boise Idaho Down Payment Closing Cost Assistance Mortgage For First Time Home Buyers
The Boise Idaho Down Payment Closing Cost (DPCC) Assistance Mortgage For Idaho First Time Home Buyers is a zero percent interest, due on sale or non-occupancy, deferred loan program available for borrowers with total household income of less than 80% of area median income. The guidelines for this program are below: - Assistance
Continue reading...Boise, Idaho Home Mortgage Refinance Loan For Home Owners Facing Declining House Prices
Sunday, November 22, 2009
Idaho Home owners are facing declining house prices. With falling housing prices it is hard to refinance a home mortgage and take advantage of the great interest rates available. The problem home owners have with refinancing when housing prices have fallen is that many home owners are upside down in there home.
Continue reading...Idaho $8,000 First-Time Home Buyer Tax Credit Extended into 2010! As Well As A New $6,500 Tax Credit for Certain Existing Home Owners!
Saturday, November 7, 2009
Great News !!!!! Idaho $8,000 First-Time Home Buyer Tax Credit Extended into 2010! As Well As A New $6,500 Tax Credit for Certain Existing Home Owners! The $8,000 tax credit for First-Time Home Buyers has been extended into the first half of 2010. The program was scheduled to expire on November 30,2009. With this extension in order to qualify for the credit contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010
Continue reading...Idaho NSP Homeownership Down Payment Assistance Program Up To 20% Down Payment Assistance. Deferred Payment Loan, and only due on sale of the property. Foreclosures only !
Friday, October 30, 2009
Idaho NSP Homeownership Assistance 20% down payment assistance program is a deferred Payment Loan and is due on the sale of the property. This zero interest loan is for foreclosures only (no short sales) ! The main details for this loan are below: - Homeownership assistance provides funds for closing costs, interest write downs, and principal write downs - Home must be a foreclosure (no short sales) and the bank must be willing to discount the property by 1% from the appraised value - Borrowers income must be 120% or below area median income - NSP home ownership assistance can provide up to 20% of the sales price in assistance, not to exceed $40,000 and based on need. This loan is in the form of a zero percent (0%) deferred loan due on the sale of the property.
Continue reading...Idaho Housing and Finance Association (IHFA) Zero Down 100% Financing for First-Time Home Buyers
Thursday, July 2, 2009
Idaho Housing and Finance Association (IHFA) Zero Down 100% Financing for First-Time Home Buyers. IHFA has a few different loan programs and options for getting 100% financing on the purchase of a property. The definition of a first-time home buyer is any person not owning a home within the past three years. It is an exciting time to be a first-time home buyer
Continue reading...Idaho USDA Rural Development (RD) Zero Down 100% Financing First-Time Home Buyer Loan
Wednesday, July 1, 2009
Idaho USDA Rural Development (RD) Zero Down 100% Financing loans are great for First-Time Home Buyers . One of the great things about USDA Rural Development loans is you can get 100% financing for the purchase of your home. There are borrower income limits and properties in certain areas are not eligible
Continue reading...Idaho FHA and VA Manufactured Loan programs for Refinancing and Purchasing homes
Tuesday, June 16, 2009
The Idaho FHA and VA Manufactured Loan programs for refinancing and purchasing homes is a great program that allows borrowers to purchase and or refinance their properties.
Continue reading...HVCC - Idaho Residents Need To Care About The Home Valuation Code of Conduct
Monday, June 15, 2009
The HVCC (Home Valuation Code of Conduct) is important to understand if you are an Idaho Resident and home owner. Many people are being negatively affected by the HVCC. HVCC is a new agreement between the Federal Housing Finance Agency (FHFA) and the New York Attorney General’s office to help enhance the integrity of the home appraisal process in the mortgage finance industry by implementing policies that govern the way appraisals are ordered for all single-family mortgage loans that are sold to Fannie Mae and Freddie Mac. HVCC is the result of a 2007 lawsuit where Attorney General Andrew Cuomo sued an appraisal division of First American Corp .
Continue reading...
Monday, September 13, 2010
0 Comments