Tag Archive | "credit-repair"
Why India is still hooked to marriage?
… to express their love and indulge in intimacy is an angle some financial institutions have started using to sell home loans . Use of sex to sell is not that blatant in India. Mass brands have to operate …
Continue reading...New York Resident Retains Score Optimization Systems’ Credit Repair Services to Jump Credit Scores O
Friday, November 25, 2011
… . and its credit repair technology, A Place Called Home Real Estate was able to qualify Mr. Hunt for his home loan refinance saving him thousands of dollars … .
Continue reading...After Bankruptcy Credit Repair
Sunday, April 18, 2010
One may be tempted to sit back and do nothing about an after bankruptcy credit repair because the argument is that the bankruptcy stays on one’s file anyway for ten years.
Continue reading...Credit - Repair
Sunday, April 18, 2010
To make the life more comfortable people purchase lots of things from clothing to cars and homes that can be very expensive. Thus, when the financial situation of an individual does not correspond to the purchasing desires, he/she has to use credit. Banks make it quite easy to obtain credit.
Continue reading...Northern NJ First Time Home Buyers Questions About the $8k Tax Credit
Saturday, November 21, 2009
The American Recovery and Reinvestment Act of 2009 has had many New Jersey First Time Home Buyers asking questions about how to qualify.
Continue reading...$6500 Tax Credit for Current Home Owners Passed by Congress
Tuesday, November 17, 2009
First time home buyers are not the only ones with reason to celebrate. The American Recovery and Reinvestment Act of 2009, which was recently extended through 2010, includes the $8,000 credit for first time home buyers through April 2010 and includes a provision which allows current homeowners shopping for a new primary residence to apply for a $6,500 tax credit if they owned their current home for five consecutive years in the previous eight. Real estate experts think that by including current home owners in the program, the federal government is trying to move the higher end of the real estate market into a more reasonable cycle of buying and selling. A more “reasonable” cycle is seen as moving into a better home every seven or eight years. The five-year possession requirement is meant to discourage people from “flipping” houses as was common during the height of the real estate market
Continue reading...New Jersey FHA Mortgage Higher Loan Limits are Extended through 2010
Tuesday, November 3, 2009
Last week the U.S. Congress passed a congressional resolution extending the current higher Fannie Mae, Freddie Mac and FHA loan limits through 2010. This extends the current conforming loan limits of $417,000 for most areas in the U.S.
Continue reading...Breaking News – $8k Tax Credit Extended (Almost) For FHA Buyers In New Jersey
Saturday, October 31, 2009
Although nothing has been formally passed, The National Association of Mortgage Brokers issued this update on the $8k tax credit yesterday. October 30, 2009 – The $8,000 first-time homebuyer tax credit is set to be extended until April 30, 2010. The Obama Administration has urged Congress to pass legislation to extend the program from its original December 1, 2009 deadline. In addition, legislation may provide a tax credit for some current homeowners. NAMB will continue to monitor legislation and will inform members when the extension is formally enacted. http://nationalmortgageprofessional.com/news14521/namb-legislative-alert-first-time-homebuyer-tax-credit-verge-extension Under the terms of the agreement, the deadline for first-time homebuyers to claim the $8,000 credit would be pushed back to April 30, 2010. But the term “deadline” doesn’t mean the same thing as it does in the current credit.
Continue reading...Ways to Build Credit in Texas
Friday, October 30, 2009
Been told by your potential lender that you don’t have enough trade lines or that your scores are too low? Having credit scores above 620 and having at least three active trade lines are important parts of obtaining a mortgage loan. Below are some ways to build credit and develop good trade lines. Secured credit cards are an optimum way to start rebuilding your credit scores. You want a minimum of two credit cards and/or secured credit cards
Continue reading...Why I Love FHA Streamline Loans for My Borrowers in New Jersey
Monday, August 31, 2009
FHA “streamlined” loans are friendlier! They don’t require a home appraisal and it does not matter if your home is underwater (meaning the appraised value is less than the amount of money you owe on your mortgage loan). FHA streamlined loans are designed specifically for one thing; to reduce a homeowner’s monthly mortgage payment. There is a catch, only FHA mortgage-holders qualify. Here are some quick highlights: No Income Verification! That’s right, no paystubs or tax returns! No Asset Verification! Right again, no bank statements needed! No Appraisal!!! Wow!! Federal Housing Administration (FHA) streamlined refinancing programs have skyrocketed since last year because it’s easy for a borrower to qualify for one. To qualify you need to currently have a FHA loan and also be current on the payments.
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Friday, November 25, 2011
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