Tag Archive | "home loans"
California veterans benefit from lower VA funding fees
If you served in our nation’s armed forces, and are considering the purchase of a home, costs just got cheaper last week. On November 18, 2011, the Veterans Administration reduced the funding fee, which is the amount it charges veteran home buyers, to guaranty the mortgage. VA home loans allow for no down payment and
Continue reading...203K Loan Advantages
Tuesday, November 8, 2011
203K home loans in Maryland are not as complicated as one might think. They can provide many advantages for the home buyer as shown below: There are home buyers who… Are interested in purchasing a property that needs repairs Are existing homeowners who need funds to rehabilitate their property Want to save time and money by financing the
Continue reading...In Studio Talking Atlanta First Time Home Buyers
Saturday, September 24, 2011
Should young professionals become Atlanta first time home buyers, and purchase their home now, taking advantage of low mortgage rates, depressed home prices, and rising rents? That should be high on the list of those Atlanta area residents, I argue.
Continue reading...Temecula/Murrieta Mortgage Rates: What Do I Really Qualify for?
Saturday, September 24, 2011
One of the most confusing things for a home buyer in Temecula, Murrieta or Menifee is trying to understand ‘What Rate Do I Qualify For?’ When asked, I tell people, “You don’t qualify for a mortgage rate, you choose the interest rate you want.” This isn’t auto financing where some used car salesman is trying
Continue reading...Paying For Your FICO Score Is A Waste Of Money
Saturday, September 24, 2011
Spokane Washington consumers are wasting their money ordering credit scores which don’t provide much, if any, value. Credits monitoring services, credit score providers, and fraud alert systems have boomed in the last few years.
Continue reading...Short Sales, Foreclosures & Mods, Oh My!
Wednesday, July 27, 2011
I am in the business of helping people get home loans to buy houses or refinance their current mortgage. Many of my clients who buy homes end up looking at short sales or foreclosed homes to buy and I am very familiar with the ins and outs of this type of financing and how to
Continue reading...Obtaining Another VA Mortgage in Texas
Tuesday, May 10, 2011
Can I obtain another VA mortgage in Texas? The easy answer to this question is...YES! For most, the benefits of the VA loan outweigh a conventional loan so if you are not currently holding a VA loan then there is no reason you cannot obtain a new one.
Continue reading...Credit Score Requirements and VA Mortgage Loans in Texas
Tuesday, May 10, 2011
Qualifying credit scores for Texas VA mortgage loans are set by the bank and not by the VA directly.
Continue reading...Obtaining VA Mortgage Loan Approval in Texas
Tuesday, May 10, 2011
A question that is asked almost everyday buy almost every customer in Texas is: How long will it take to obtain VA Mortgage Loan Approval? The short answer is approximately 25 business days. The reason this is hard to answer is because so much depends on current loan volume, the complexity of the VA loan and how quickly all of the necessary documents can be gathered.
Continue reading...Refinancing From a Conventional Loan to a VA Loan in Texas
Tuesday, May 10, 2011
In Texas, if you currently own a home with Conventional financing and wish to refinance using your VA eligibility you might be eligible. First and foremost you must be an eligible veteran or member of the armed services.
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Tuesday, November 22, 2011
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