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Tag Archive | "home loans"

Refinancing From a Conventional Loan to a VA Loan in Texas

Tuesday, May 10, 2011

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In Texas, if you currently own a home with Conventional financing and wish to refinance using your VA eligibility you might be eligible. First and foremost you must be an eligible veteran or member of the armed services.

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Will VA and FHA Mortgages Go Away If The Federal Gov’t Shuts Down?

Wednesday, April 6, 2011

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A  real estate agent asked my opinion about how a federal government shut down might affect FHA mortgages and VA Home loans.  Bear in mind that my answer to ger is my opinion only: VA home loans are insured by the Veterans Adminsitration which receives its annual appropriation in advance.  As such, most veterans services,

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FHA vs. FannieMae…FHA: WINNING!

Friday, March 11, 2011

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FHA homebuyers in Los Angeles County, Orange County and San Bernardino County misunderstand FHA vs. FannieMae home loans.  Here are the truths about both types of mortgages.  There are no first-time buyer requirements.  You can do as many of them as you can qualify for in your lifetime, there is no limit. There must be a downpayment

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Sellers Won’t Accept VA Mortgages For Offers To Purchase? Try These Tips To Get Quick Acceptance From Home Sellers

Wednesday, February 16, 2011

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Debbie Rumsey, a REALTOR in Encinitas, CA commented that buyers with VA home loans face increased scrutiny from sellers and their agents, on an article I wrote about VA condo complex approvals: Thanks Brian!  I have bookmarked this for a place to refer back to when using VA loans.  The hardest part so far seems

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5 things to know about Maine FHA home loans

Friday, October 29, 2010

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5 things to know about Maine FHA home loans 1. Less-than-perfect credit is OK The FHA doesn’t mandate a minimum credit score. Each borrower’s creditworthiness is considered in context

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Gauranty Home Loans Only for Vets

Monday, October 25, 2010

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It is time to abolish all but one of our government loan guaranty programs.... The Veterans Administration program of making affordable and well regulated home loans to this special class of citizens should continue.

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Top 5 FHA Loan Questions

Friday, July 23, 2010

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FHA home loans are among the easiest loans to qualify for. Instituted during the depression era of the 1930s, the Federal Housing Association since has helped tens of thousands of Americans to buy their first home, or move-up home, with a small down payment and very favorable rates and terms. However, FHA loans are a

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Two Credit Reports Are Now Required For The Underwriting of Mortgages

Saturday, June 5, 2010

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In May Fannie Mae, the largest purchaser of home loans, announced a new requirement prior to the funding of a Mortgage. This was published on Mortgage News Daily on May 10th

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I Heard the USDA is BROKE?

Friday, March 19, 2010

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Is the USDA BROKE? Last week the USDA’s national office in D.C.

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I Heard the USDA is BROKE?

Friday, March 19, 2010

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Is the USDA BROKE? Last week the USDA’s national office in D.C. provided a statement that they believe that the funds  for USDA Rural Home Loans will be OUT by the end of April.

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